Net Worth & Value: Understanding Assets, Depreciation, and Inflation

Downloadable Workbook Section

Help your child understand how money and possessions change in value—and how that impacts their wealth! “Net Worth & Value” is a downloadable chapter from our Financial Literacy Workbook, created to teach children aged 8–12 how to think critically about what things are worth over time.

In this chapter, kids will explore:
✔ The meaning of net worth and what affects it
✔ The difference between appreciating and depreciating items
✔ How inflation works and how it impacts everyday purchases
✔ Real-life examples like car values, home upgrades, and famous art
✔ Smart thinking about long-term value and making thoughtful purchases

With creative scenarios, fun charts, and engaging visuals, this section makes financial concepts both understandable and exciting for young learners.

Key Features

• 6+ pages of educational content and hands-on activities
• Definitions of important terms like appreciation, depreciation, and inflation
• Real-world comparisons and price tracking over time
• Interactive worksheets for critical thinking

Downloadable and printer-friendly – ideal for homeschooling, classroom enrichment, or independent learning.

Teach kids to recognize how money and possessions grow or shrink in value—and how that knowledge builds real financial confidence.